Sure - you can negotiate your own personal injury claim. There is no law that says you have to hire a lawyer. But, just like you can change your brakes without being a mechanic or install a new roof on your house without being a roofer – some things are best left to the experts. And, unlike hiring a mechanic or a roofer, you don’t have to pay anything upfront to have a personal injury attorney start working on your case!
Louisiana Personal Injury Lawyers are paid by receiving a portion of the money they are able to win for you. Additionally, most lawyers will front the costs of the case (like filing fees, expert costs, deposition costs, etc.) until the case is resolved. If you choose to pursue your own case, you will be responsible for all costs, which sometimes run into the thousands of dollars.
Insurance companies are aware that individuals do not have the training or the legal skill necessary to file a lawsuit and try a case to a successful conclusion and as a result will offer a significantly lower amount of money to someone trying to negotiate their own claim.
Without the legal skill and training, you may not accurately understand the value of your case or take into account all of your damages. This is why hiring a lawyer to handle your case or claim is usually in your best interests. If you still want to negotiate with the at-fault party’s insurance company yourself, start by reading all the articles on this blog – we have great advice about insurance adjuster tactics and what documentation you need to prove your case.