About Louisiana Disability Law


Loyd BourgeoisI was first drawn into the fight for long-term disability benefits when I had to fight for a relative’s disability benefits.  My cousin was “on disability” but the disability insurance company “determined” she was able to work even though the disability insurance company never examined my relative. The long-term disability insurer made its determination although my relative was still suffering many negative effects from having brain cancer, brain surgery, radiation and chemotherapy.

The denial occurred after my relative had received benefits for two years.  I learned this was a common practice in the disability insurance industry and is called the “any occupation review.”

The methods the long-term disability insurance company used to deny further benefits and the arguments they made truly astounded me.  I was ticked and fought hard to get them to overturn their decision.  Eventually, we won.  But it took months.

What I learned along the way about the practices in this industry really made me mad. People were doing the right things in life — working hard, raising good families, paying bills, going to church, being good friends and family members — but when they became sick or were injured, the protections they thought they had were pulled from under them.

The battles many of you are waging for social security disability (SSDI) or for long-term disability benefits convinced me that I needed to focus my abilities on helping you.

In September 2010, I opened my own law firm, so that I could center my practice on fighting for disability clients. 

Over time, I saw the battles many of my clients were facing as a result of greedy insurance company tactics designed to delay and deny.  Some of my clients are injured in serious automobile crashes or industrial incidents.  These clients were not being treated fairly and it re-ignited my passion.  I started helping more and more clients fight for fair compensation for their disabling personal injury.

I am committed to helping the little guy stand up to BIG insurance companies and government agencies.   

Loyd J. Bourgeois, LLC. is a Luling, Louisiana-based law firm with a specific interest in helping disabled workers fight for Social Security, Long-Term Disability, and injury compensation. You worked for it and you have paid your dues! 

Learn more about Loyd


Christy CrotwellMy name is Christy Crotwell. Ever since I can remember I have always been fascinated with the law. Watching shows with my grandmother such as Perry Masson, In the Heat of the Night, and the very early years of Law and Order introduced me to the power of the law. While these shows present fictitious situations, they spurred my imagination. I was drawn to the legal world! And, I made it happen by becoming a Certified Paralegal.

I love the work that I do as a paralegal – whether it is helping clients figure out solutions to their problems, researching interesting concepts, or learning about the significant medical issues our clients face and just being there to listen. My work is truly rewarding and everything I imagined it being.

I am ecstatic to have joined my friend and former co-worker, Loyd Bourgeois, in his practice. I have known and worked with Loyd since 2006. I help with all aspects of his practice from dealing with Social Security to working directly with clients to understand their situations. I know together we will accomplish great success for our clients!

Outside of my work, I have been married for over 15 years to my high school sweetheart, Ronnie, and we have two beautiful children, Ronin and Emilie. We live in Luling and love our tight-knit community. I enjoy sewing, baking, cooking, DIY projects, and just spending quality time with my family and friends. I lead my daughter’s Girl Scout Cadette Troop and actively serve as the Publicity Representative for the St. Charles Parish Girl Scout Community Unit Board. I started and coached the initial First Lego League program in our community, which is a program designed to help our children research and develop solutions to real-world problems such as food safety, recycling, energy efficiency, etc. using Lego Mindstorm robotic technology. St. Charles Parish Girl Scouts now have 3 First Lego League teams modeled and built off our success. My volunteering within the Girl Scout Community Unit over the last 8 years has been very spiritually fulfilling. I also enjoy watching my son participate in a variety of athletic endeavors including running and fishing. While not as heavily involved in his activities, I am very proud of his growth as a young man and his accomplishments.