In the aftermath of Hurricane Ida, you are dealing with some of the unpleasant consequences of life in south Louisiana.
Unfortunately, if you are reading this website, you are likely facing an insurance company that refuses to provide you full and fair compensation for your damages.
You may not need to hire a lawyer, but you do need to know your rights.
You probably have many questions. There is so much uncertainty about temporary repairs, additional living expenses, the claims process, and rebuilding your home.
You have paid this company large premiums specifically to protect your property and receive full and fair coverage for property damages in times like this.
But your insurance company is:
- Not acting like your good neighbor (State Farm)
- Not extending their good hands to you (Allstate)
- Not accepting responsibility as their policy (Liberty Mutual)
- Not acting like your property damages matters to them (Safeco)
- Forgetting what it means to serve their policyholders (USAA)
- Not hearing you (Bankers Specialty)
- Not taking a personal interest in your claim or showing that your property matters most (ANPAC)
If you have experienced Hurricane Ida damages and cannot get a reasonable settlement from your insurance company, I am Loyd J. Bourgeois, a hurricane claim attorney, and I can help you.
With knowledge of Louisiana property insurance law and experience in hurricane damage claims from Katrina to Isaac, Delta and Zeta, I work hard for my clients.
Call me today at 985-240-9773 or use our online form. I can provide you with a free, no-obligation evaluation of your insurance coverage and help get you on the road to recovery.
Filing a Louisiana Insurance Claim for Hurricane Damage
After experiencing the terror and chaos of a hurricane, there are many things that you must immediately address.
It can be confusing to figure out how to prioritize the steps to take in such a terrible situation.
Once the storm has passed, your priority is likely taking care of property damage.
If you own insured property that has been destroyed, you will need to inform your insurance company of the damages to file a claim.
To make a Hurricane Ida damages claim, your property has to fall into one of the following categories:
- The property must have some sort of damage;
- The property and contents must be damaged from rain, wind, fire or water;
- The property must be the site of a robbery or theft; or
- Debris removal must have caused some sort of damage to the property; and
- YOU MUST HAVE INSURANCE COVERING THE PROPERTY!
Overall, it can be very helpful to have a home insurance claim attorney to assist you through the process of appraising and negotiating your homeowner’s or flood insurance claim.
A hurricane insurance claim lawyer who is experienced with claims of this nature is able to take the insurance company to court if they have not lived up to their obligations or if they are not fully and fairly compensating you for your Hurricane Ida flood or homeowner’s damages.
Disputes with Insurance Companies
Living through a terrible hurricane is hard enough. You shouldn’t have to battle your insurance company for the compensation you need and deserve. That’s why hurricane damage attorney Loyd J. Bourgeois is here to help if your insurance company refuses to fully and fairly compensate you for damages from Hurricane Ida.
Unfortunately, it’s common for insurance companies to enter into disputes with their clients over coverage and payments.
Denials or unreasonable settlement offers can include:
- Homeowner’s insurance claims
- Business property insurance claims
- Damaged contents
- Property depreciation
- Distribution of insurance payments.
Hurricane Ida’s storm surge caused significant flooding and wind damage in Plaquemines Parish (Belle Chasse, Braithwaite, Port Sulphur, Buras), Jefferson Parish (Lafitte, Crown Point, Barataria, Grand Isle), St. John the Baptist Parish (Laplace, Reserve), St. Tammany Parish (Mandeville, Madisonville, Slidell), Tangipahoa Parish (Ponchatoula, Manchac, Hammond), Lafourche Parish (Cut Off, Golden Meadow, Galliano, Fourchon), and Terreb0nne Parish (Houma, Chauvin, Cocodrie, Bayou Dularge).
Hurricane Ida sat over our region for hours with Category 3 and 4 force winds. Some areas also experienced flood damage from storm surge and rainfall.
Significant portions of south Louisiana have experienced widespread destruction due to Hurricane Ida. From Kenner to New Orleans, Grand Isle to Baton Rouge, Houma to Raceland, Luling/Destrehan to Covington and Mandeville, the effects were tremendous and widespread.
If the insurance company has denied your claim or is acting in bad faith, we are here to help. We know what you are going through because we are going through it too.
We will get through this together.
Contact Your Hurricane Ida Damage Attorney Now – Call (985) 240-9773.