Visit Loyd’s long-term disability blog to hear an experienced legal professional weigh in with helpful facts and information that’s relevant to the insurance claims process, disability law, and cases just like yours.
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Flawed Vocational Analysis and Why They Are Often So Wrong on Disability ClaimsDid you know that the disability insurance claims adjuster will also use outdated materials to determine the tasks and duties associated with your occupation?
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Disability insurance claim denials for Louisiana doctors and Louisiana dentistsYou are a doctor or dentist in Louisiana, had an LTD claim denied, and are likely wondering – WHY DID I BUY THIS DISABILITY INSURANCE POLICY IN THE FIRST PLACE?
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Watch yourself – How your statements/words/actions may be used in your Long-Term Disability caseYour long-term disability insurance company will use your statements, words, and actions against you. Your activities and social media will be monitored.
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What is a "Paper Review" and how can it affect your Long-Term Disability claim?A paper review of your claim is likely and can lead to denial. An experienced long-term disability attorney can help you find the evidence needed for an appeal.
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Is Your Long-Term Disability Insurer Targeting You for Termination?Long-term disability insurance companies look for any reason to deny benefits to disabled individuals. Here's a list of 4 things that signal you may be denied.
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Why Long-Term Disability was Denied for Disabled Worker Diagnosed With MS, Fibromyalgia, & Lyme DiseaseThere are several issues you should be aware of when applying for long-term disability benefits. Avoid having your claim denied like this disabled worker in the case of Hamilton v. Standard Insurance Company.
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A Disability Benefits Ruling Highlights Importance of Knowing Your Case FactsA ruling in a disability benefits case shows how important it is for people to work with their doctors to understand their disabilities and medical records.
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What to Know Before Filing a Long-Term Disability Claim #9 - The Nature of the BeastYour primary goal should be to make it difficult for the long-term disability company to deny your legitimate claim. How do you do this?
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The Importance of the Disability Onset Date When Filing For Long-Term Disability BenefitsThe onset date of your disability is simply the date that your disability begins and you are no longer able to work. Simple, right? Wrong. Why?
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What to know before filing a Long-Term Disability claim #6 - Get support from those close to youThe more people you have supporting you and your long-term disability claim the better.
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What you need to know before filing your Long-Term Disability Claim #5 - The True Effect of your ConditionBy truly understanding the impact your disability is having on your life, a more convincing initial long-term disability benefits application can be created.
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What to Know Before Filing your Long-Term Disability claim #4 - Know your Job DescriptionIn order to be considered disabled under most long-term disability policies, you must not be able to perform the substantial and material duties of your job.