In 2011, the Social Security Administration stopped mailing yearly benefit statements to workers over 25. The statements provided a record of your taxable earnings along with estimated retirement, disability and survivor benefits. In order to save the agency money (approx $70 million per year), the SSA launched an online tool “My Social Security” which provided access to your statement and stopped mailing the statements. About 6% of the workforce has opened an online account. However, last year Congress passed a bill requiring the SSA to resume mailing the statements.
Beginning this month, SSA will once again start mailing the paper benefit statements to workers aged 25-60 without online accounts, but only once every five years. After age 60, the statements will then be mailed yearly.
Although statements will once again be mailed, opening an online account can be helpful for those applying for disability benefits, appealing a denial, or receiving benefits. In addition to viewing and printing your earnings statement, the online tool also allows you to:
- Apply online for disability benefits
- Check your application status
- Appeal your disability decision
- Get your benefit verification letter
- Check your benefit and payment information
- Change your address and phone number
- Start or change direct deposit of your benefit payment
- Access calculators to estimate your projected benefits under different scenarios
To create an online account, visit the “my Social Security” website.