Loyd J. Bourgeois
I was first drawn into the fight for long-term disability benefits when I had to fight for a relative’s disability benefits. My cousin was “on disability” but the disability insurance company “determined” she was able to work even though the disability insurance company never examined my relative. The long-term disability insurer made its determination although my relative was still suffering many negative effects from having brain cancer, brain surgery, radiation and chemotherapy.
The denial occurred after my relative had received benefits for two years. I learned this was a common practice in the disability insurance industry and is called the “any occupation review.”
The methods the long-term disability insurance company used to deny further benefits and the arguments they made truly astounded me. I was ticked and fought hard to get them to overturn their decision. Eventually, we won. But it took months.
What I learned along the way about the practices in this industry really made me mad. People were doing the right things in life — working hard, raising good families, paying bills, going to church, being good friends and family members — but when they became sick or were injured, the protections they thought they had were pulled from under them.
The battles many of you are waging for social security disability (SSDI) or for long-term disability benefits convinced me that I needed to focus my abilities on helping you.
In September 2010, I opened my own law firm, so that I could center my practice on fighting for disability clients.
Loyd J. Bourgeois, LLC. is a Luling, Louisiana-based law firm with a specific interest in helping disability claimants fight for the social security and long-term disability benefits they deserve.
Becky L. Gaudet
My father, who grew up on the river not far from our office, was a Senior Airman in the U.S. Air Force¸ stationed in Aviano, Italy. I was born near the Air Base in Pordenone, Italy. After a serious earthquake, we relocated back to Louisiana where I spent most of my childhood, right off the River Road in the very small town of Ama. My mother, who also grew up not far from here, has been and still is a St. Charles Parish Public School teacher of more than 30 years.
Both sets of grandparents were from South Louisiana so we all grew up hearing Cajun French. One of my fondest memories from childhood was when my grandfather would call any of his siblings. They would only speak in Cajun French. I also remember thinking that one day I would learn to talk just like that. Sadly, I haven’t learned yet.
I have always had a heart for helping others. Even as a young child, I spent lots of time with my grandparents, helping them as they got older with those things they just couldn’t do anymore. I do remember clipping my grandfather’s toenails! Fun Memories! I can remember my parents dressing my brother and me as little elves for Christmas and bringing us to the Luling Nursing Home to hand out presents to the patients.
As a mother of 3, I love all things sports. My kids are all very athletic, with the oldest being an avid high school soccer player. I also love exercising. I have been participating in Crossfit for close to 3 years now and I’ve won a few competitions. I have to admit that I have a competitive spirit.
The reason I love this job is that we help people. It’s not just a job. My faith helps me to truly care about each and every client and potential client that I have an opportunity to meet. I can say in the short time I’ve worked here that we have given people hope. That’s what it’s all about.